{"id":8216,"date":"2022-03-26T20:25:24","date_gmt":"2022-03-27T00:25:24","guid":{"rendered":"https:\/\/360mediations.com\/en\/?p=8216"},"modified":"2022-03-26T20:25:28","modified_gmt":"2022-03-27T00:25:28","slug":"person-signing-cheque-in-trade-name-rather-than-corporate-name-remains-personally-liable-if-cheque-bounces","status":"publish","type":"post","link":"https:\/\/mail.360mediations.com\/en\/person-signing-cheque-in-trade-name-rather-than-corporate-name-remains-personally-liable-if-cheque-bounces\/","title":{"rendered":"Person Signing Cheque in Trade Name rather than Corporate Name Remains Personally Liable if Cheque Bounces"},"content":{"rendered":"\n<p>In this recent court decision a person was held personally liable on a bounced cheque made on a business name, a result that was upheld on appeal to the Ontario Court of Appeal.\u00a0 Indeed, the appellate court came to this conclusion is a very terse decision that said <a href=\"https:\/\/www.canlii.org\/en\/ca\/laws\/stat\/rsc-1985-c-b-4\/latest\/rsc-1985-c-b-4.html#sec131subsec1_smooth\">Section 131(1)<\/a> of the <a href=\"https:\/\/www.canlii.org\/en\/ca\/laws\/stat\/rsc-1985-c-b-4\/latest\/rsc-1985-c-b-4.html\"><em>Bills of Exchange Act<\/em>, R.S.C. 1985, c. B-4<\/a> (the \u201c<em><a href=\"https:\/\/www.canlii.org\/en\/ca\/laws\/stat\/rsc-1985-c-b-4\/latest\/rsc-1985-c-b-4.html\">BEA<\/a><\/em>\u201d) was a complete answer to the appeal because it specifically mandates that:<\/p>\n<p style=\"padding-left: 80px;\"><strong><span style=\"color: #6b0b0b;\">\u201c[w]here a person signs a bill in a trade-name or assumed name, he is liable thereon as if he had signed it in his own name.\u201d<\/span><\/strong><\/p>\n<p>In this case, the person appealing signed some cheques under an unregistered trade name and because of section 131(1) of the BEA, he became personally liable on the cheques that failed to clear.\u00a0 As stated by the court, <strong><em>\u201cit is the responsibility of the person signing the instrument to ensure that it properly reflects the name of the corporate entity.\u201d<\/em>\u00a0<\/strong> A failure to do so will result in personal liability.<\/p>\n<p><strong><em>Drive Auto Group Inc. v. David Hay Limited (Fix Auto Richmond Hill)<\/em><\/strong>, 2022 ONCA 239<\/p>\n<p><a href=\"https:\/\/www.canlii.org\/en\/on\/onca\/doc\/2022\/2022onca239\/2022onca239.html\">https:\/\/www.canlii.org\/en\/on\/onca\/doc\/2022\/2022onca239\/2022onca239.html<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In this recent court decision a person was held personally liable on a bounced cheque made on a business name, a result that was upheld on appeal to the Ontario Court of Appeal.\u00a0 Indeed, the appellate court came to this conclusion is a very terse decision that said Section 131(1) of the Bills of Exchange&hellip; <a class=\"more-link\" href=\"https:\/\/mail.360mediations.com\/en\/person-signing-cheque-in-trade-name-rather-than-corporate-name-remains-personally-liable-if-cheque-bounces\/\">Continue reading <span class=\"screen-reader-text\">Person Signing Cheque in Trade Name rather than Corporate Name Remains Personally Liable if Cheque Bounces<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[150,17],"tags":[202],"class_list":["post-8216","post","type-post","status-publish","format-standard","hentry","category-contract-law","category-damages","tag-bills-of-exchange-act","entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Person Signing Cheque in Trade Name rather than Corporate Name Remains Personally Liable if Cheque Bounces - 360Mediations<\/title>\n<meta name=\"description\" content=\"Canadian legislation makes a person who signs cheques using a trade-name or assumed name liable as if they signed it in their own name.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.360mediations.com\/en\/person-signing-cheque-in-trade-name-rather-than-corporate-name-remains-personally-liable-if-cheque-bounces\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Person Signing Cheque in Trade Name rather than Corporate Name Remains Personally Liable if Cheque Bounces - 360Mediations\" \/>\n<meta property=\"og:description\" content=\"Canadian legislation makes a person who signs cheques using a trade-name or assumed name liable as if they signed it in their own name.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.360mediations.com\/en\/person-signing-cheque-in-trade-name-rather-than-corporate-name-remains-personally-liable-if-cheque-bounces\/\" \/>\n<meta property=\"og:site_name\" content=\"360Mediations\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/360Mediations-120028596572318\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/360Mediations-120028596572318\" \/>\n<meta property=\"article:published_time\" content=\"2022-03-27T00:25:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-03-27T00:25:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/mail.360mediations.com\/en\/wp-content\/uploads\/2022\/01\/COURT-DECISIONS-360MEDIATIONS-1x1-1.png?fit=406%2C322&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"406\" \/>\n\t<meta property=\"og:image:height\" content=\"322\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"David M. 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